View Full Version : splitting the shoeing and vet bills as a part of the lease?
lindiak007
7th Mar 2009, 05:07 AM
I have the opportunity to lease a horse (half lease), but the owner wants except half board,....also half of the shoeing costs and half of the vet bills....
Again, i am in Southern California (usa)
is that normal with half lease?
i would ok with shoeing...., but vet bills????
isn't that tricky?
i mean, i am not going to do X-trays of the horse to check if it is healthy (as I would do when buying a horse).
if the horse has some hidden problems that only through thourough vet check could be seen....am I getting myself into trouble?
what if the horse will have something huge, I mean injury???
I know I have to discuss this, but what do you think??? any experience with that???
I knew that half lease is without the vet bills....
Wally
7th Mar 2009, 08:45 AM
Routine vet bills like vaccinations, tooth rasping, etc. is fair enough, but not "out of the blue" vet bills, insurance ought to cover things like accidents and x-rays and suchlike.
Soot
7th Mar 2009, 09:03 AM
Routine vet bills like vaccinations, tooth rasping, etc. is fair enough, but not "out of the blue" vet bills, insurance ought to cover things like accidents and x-rays and suchlike.
Ditto this!
I think if you go ahead with this is needs to be black & white what you are agreeing to be co-responsible for!
lindiak007
8th Mar 2009, 02:23 AM
well hopefully she has insurance. i have to check this, which kind etc...
of course, written agreement etc...
could you give me some overview with routine vet checks?
vaccinations: once a year? how much is that cca???
dental check: once a year? how much is that cca???
what else?
the thing with the horse is, that the owner wants her to be in pasture all the time with no shelter, to have it cheaper.
i know that the shelter/ board in a stall is better fo the horse, it is less riskier than to be 24/7 outside in any weather (without the shelter);-(((( I live in california and summer can be very hot...what about a hot sunny day???
i really do not like she wants me to split the vet bills and her horse is on the pasture 24/7,...she doesn't give the horse the best...maybe she need to be on a budget , cut the cost, but please....I think vet bills are too much...
what about if I pay half of everything and there is an injury and i do not get ride couple month??? shall that be included in the agreement??? do you have experience with that as well???
thank you for advices
lindiak007
8th Mar 2009, 02:26 AM
and how many % are covered typically by insurance in case of injury, chronic conditions etc???
thank you
Soot
8th Mar 2009, 09:22 AM
It sounds like you are not comfortable with this agreement, so maybe walk away and look for something else?
Things are different in the UK, so no idea about USA costs for stuff! My horses live out in the dreadful British climate without shelter (natural shelter; e.g. hedges only), but horses do better in cold than in heat (we can simply rug am up and then they're carrying their shelter around with them) ...
moogarin
8th Mar 2009, 11:20 AM
Hey there, I always 'part loan' my horses, which is different from an actual lease over here (UK) - but I ask a certain amount per month, plus half the cost of their foot care/shoeing. All routine vet bills I cover, but I contract it such that if there is something non-routine that happens whilst my horse is in the sharers care, then the bills for the vet will be split, or covered by the sharer (or the excess on my insurance if I were to claim for it).
As regards if my horse were to be injured and the sharer were unable to ride, then I contract it (and expect) that my sharer will continue to care for and contribute financially toward my horse, as it's all part of having horses, and sharing one is (in my opinion) not about 'riding' a horse, but having a share in one, and in all that goes with it. Obviously if the horse were to become permanently unusable, then I would not expect them to continue, and we'd end the contract.
From what I know of actually 'leasing' a horse over here it's different from your description of it in the USA, and wonder if maybe your lease is the same as our share?!? If so, I hope the above might be helpful! Although I do agree with Soot, and I'd suggest maye look around for something else, as you need to be happy if you take on an arrangement like this :) good luck :)
lindiak007
8th Mar 2009, 06:20 PM
It sounds like you are not comfortable with this agreement, so maybe walk away and look for something else?
Things are different in the UK, so no idea about USA costs for stuff! My horses live out in the dreadful British climate without shelter (natural shelter; e.g. hedges only), but horses do better in cold than in heat (we can simply rug am up and then they're carrying their shelter around with them) ...
yes, england is better climate for horses,....at barn, we have couple horses from northern states and they are not happy in califonia
you know, if the horse is in the sun with 35 degrees all day;-((( can get a stroke easily...
also there are pumas (wild cats) around, also my trainer saw one one day going through our track.... we have coyotes here, that i saw myself whirail with my trainer;-((
if the costs are different, doesn't matter, but as a routine vet care, shall I consider only those two things- tooth checking and vaccinations? what are other routine expenses, except shoeing, tooth checking and vaccinations?
lindiak007
8th Mar 2009, 06:30 PM
Hey there, I always 'part loan' my horses, which is different from an actual lease over here (UK) - but I ask a certain amount per month, plus half the cost of their foot care/shoeing. All routine vet bills I cover, but I contract it such that if there is something non-routine that happens whilst my horse is in the sharers care, then the bills for the vet will be split, or covered by the sharer (or the excess on my insurance if I were to claim for it).
As regards if my horse were to be injured and the sharer were unable to ride, then I contract it (and expect) that my sharer will continue to care for and contribute financially toward my horse, as it's all part of having horses, and sharing one is (in my opinion) not about 'riding' a horse, but having a share in one, and in all that goes with it. Obviously if the horse were to become permanently unusable, then I would not expect them to continue, and we'd end the contract.
From what I know of actually 'leasing' a horse over here it's different from your description of it in the USA, and wonder if maybe your lease is the same as our share?!? If so, I hope the above might be helpful! Although I do agree with Soot, and I'd suggest maye look around for something else, as you need to be happy if you take on an arrangement like this :) good luck :)
lease here is what both people agree on....can be very different from one agreement to another. i agree with you that lease is closer to ownership, so i really have to be responsible for vet etc....
but me as a owner would have the horse in a stall, not in the pasture 24/7...
if she wants to keep the costs as minimum as possible, ...what about the ferrier???i mean, she might want to use the one which is not so good- is cheap and i would like to use a super one, that is known for its work....as for hoofs it makes a difference and then we can avoid possible problems -> vet visits -> expenses....
you know what I mean?
i read yesterday somewhere on the web that leassee and a owner should share the same "horse care philosophy" ...in my case i do not think we have the same philosophy....
Dooley
8th Mar 2009, 06:37 PM
I think your last post says it... you don't share the same philosophy - don't go there. walk away. You're bound to disagree on so many things... and at the end of the day, contract or no contract, it's the other person's horse and they will have the final say.
Horses are meant to be enjoyed - if you start off like this your relationship with the horse will be affected by your (lack of) relationship with the owner.
blues mum
8th Mar 2009, 06:45 PM
Also it sounds to me like she is in money trouble, looking to keep the horse as cheaply as possible.
You may end up shouldering more and more expense as you become attatched to the horse ( I have been there )
may be best to look for a more compatable lease
lindiak007
8th Mar 2009, 07:04 PM
Also it sounds to me like she is in money trouble, looking to keep the horse as cheaply as possible.
You may end up shouldering more and more expense as you become attatched to the horse ( I have been there )
may be best to look for a more compatable lease
that is exactly what i think...:cool:
you know the usa (and worldwide economy) is going down...she has another horse as well...
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