Horse owning...on a budget?

[chickflick1066]

Is there such a thing?

Really feel broke at the minute and not got enough money to do anything with Stumps. I need a paying job but I just don't have the time so was wondering if you guys could help with some both money and time saving tips for this broke student!?

[HorseManiac]

where bout you live??
i could reccomend some work ?? poor u!!:(

[chickflick1066]

I don't have time for payed employment :(

[Tots N Dots]

I know that time is a problem, but I often have a clearout and sell stuff on Ebay, if I am really skint I ask my friends to have a clear out of unwanted stuff, things that they wouldn't particularly bother selling themselves but dont want anymore and I list that too, when I am feeling a little more flush they get a bottle of wine or chocolates as a thank you, its amazing the stuff I end up with in my tack room that would "come in handy" but isn't really essential, last time I listed a load I made £300, I know it isn't a long term fix but it does help, plus if you do car boot sales you can often pick up horse stuff really cheap and then list that and make a bit of profit on it, :)

[Daffy Dilly]

Apply for loads of credit cards, all the ones that offer you free money, take the money, cut the card up so you cant use it, and voila, a bit of free money.

Do the same with store cards; take advantage of what they offer.

Thats what someone talking about Uni finance recommended to us anyway. :p

[chickflick1066]

Daffy Dilly - LOL :p:D

[~*sugarlump*~]

thats why i can't have a horse, the money. i would gladly work to pay for a horse, but my mum just says that their too expensive, end of story:mad:

but going to get one as soon as i have a full time payed job. you could use working livery, it might save you money if you ponies/horses are suitable.

a friend of mine was lucky because she was family friends with a farmer, and the horse could be turned out on the fields for free.

ash x

[Slambid2004]

i just got a new horse and after purchasing transporting etc im brok but ive known the ppl at the yard for years and they have all been fab loaning rugs etc that they dont use but keep INCASE also if your any good with clippers and have a set we are paying around £10-£20 a clip at the mo depending what you want good for making cash on odd days off to save money try getting in with your local tack shop the number of bags of feed that re delivered with a hole in and cant be sold is mad but im tiping the food in to bins any way so it donent matter so long as there havent been any mice in t food ar anything and wee get £3-£5 off a bag if its ripped. same with apples from the shop get the brused ones they are often cheeper

[roan rebel]

Any chance you can get a sharer/rider for your pony? People will pay £15-20 a week to ride once or twice a week and perhaps help out with the chores.

[PromiseMe]

I like roan rebel's idea.

Get a partboarder/partleaser, or whatever you call it ;)

that way, somebody will be paying around half the bills for your horse.

Of course, you'd have to visit your horse less. Which will free up some time for you -- so you can get a part time job.

Or even see if you can work in exchange for board or something at your barn.

[notpoodle]

im on a budget. not a student but dont earn *that* well :) theres only so much you can save though. out 24/7 wherever possible is a good start, so you dont need to buy bedding etc. front shoes only saves a bit of money, too, and most horses seem to fare well with that.

for other stuff i usually use ebay (leadropes etc) :D

and! if you think you need something that you dont really need ... try not to impulse-buy and think about it for a week first :D

julia
x

[phyzelda]

I speak nicely to the guys at the market and get my apples in bulk from them normally get a huge box full of anything from 40-70 apples for £3- £6 a box! and Carrots for £3 a bag!! cheaper than the shops!

Also instead of paying £3-£5 for a bag of sweet for the horses, go to your local feed place and ask them to get you a bag of badminton fibre nuts, its about £6 for a 15kg bag and my horses love 'em and they last for ages!! and they are just the same as the treats you get in the 2.5Kg bags!!

[sidesaddlelady1]

Is there such a thing?

Really feel broke at the minute and not got enough money to do anything with Stumps. I need a paying job but I just don't have the time so was wondering if you guys could help with some both money and time saving tips for this broke student!?

Do you keep your horse on a good teaching yard? Would you consider letting the school have him on loan, with riding privileges for you of course. Depends on whether you trust the staff but it would help if he was earning his own keep.

Don't all shout at me. I am not suggesting she turn her horse into a drudge but she's obviously desperate and it would be better than selling him and then regretting it when her circumstances change. Those "desperately seeking" ads in the mags where people are seeking news of a horse on pony they sold on really break me up.

[sidesaddlelady1]

Apply for loads of credit cards, all the ones that offer you free money, take the money, cut the card up so you cant use it, and voila, a bit of free money.

Do the same with store cards; take advantage of what they offer.

Thats what someone talking about Uni finance recommended to us anyway. :p

I'd be interested to find a credit card which gave free money. Leave store cards alone - the interest rate is usually very high even in comparison with credit cards. The only way cards can help is if you pay off everything every month and that brings you back to stage one. Does your UNI or students' union have a financial advisor? If so, gather up all your bills, regular and occasional, and list every out-going you have including going out, the horse and even that daily bar of choc and make an appointment to see him or her to get some advice. They may be called debt counsellors. But don't get involved with any firm which wants you to consolidate your debts witha loan from them!

If you are getting into difficulties with your yard bills speak to the owner/manager NOW. If you are up-front with him and keep paying as much as you can afford, a reasonable YO will cut you a little slack. Don't take advantage, though. Sporting a new pair of expensive jodhs when you've been crying poverty at the YO does not go down well and won't help your case!

[sidesaddlelady1]

Do you keep your horse on a good teaching yard? Would you consider letting the school have him on loan, with riding privileges for you of course. Depends on whether you trust the staff but it would help if he was earning his own keep.

Don't all shout at me. I am not suggesting she turn her horse into a drudge but she's obviously desperate and it would be better than selling him and then regretting it when her circumstances change. Those "desperately seeking" ads in the mags where people are seeking news of a horse on pony they sold on really break me up.

Co-incidentally, since writing the above, I have done the very same thing. Due to medical probs I am unable to look after the WH properly for the next 12 months or so. I couldn't afford to put him on full livery and I was beginning to think I might have to re-home him permanently then the YO rang me up because he had heard I was ill and offered to take my boy on full loan on the school for the duration. I can go and see him whenever I want and later I will be able to ride him quietly. The WH is loving it and I know he is well cared for and safe and it isn't costing me anything so that's another worry off my mind.