actually, a fair coment! if this person is dishing out advise without qualification then insurance is a must surely! if any harm is caused by their advise then they are liable. and as it is writen down in this thread as evidence there is no escaping it!!
this strikes me as every thing that is wrong with this country, the bloody blame culture.
If some one chooses to try some thing they have taken advice on and it goes wrong who is to blame then ?
the one giving the advice or the one taking it.
people like you keep those nasty " where there is blame there is a claim " firms in work.