Raf was scoped for ulcers recently and my vet remarked at the time that it seemed unfair he was excluded on his insurance policy for anything to do with his digestive tract, following a bout of suspected colic about 8 years ago, which actually turned out to be a UTI (hence another exclusion for anything to do with his urinary tract system ). My vet wrote to the insurance company to see if they would lift the exclusion and they came back and asked for Raf's full medical history, which my vet must have then supplied.
Today I received this letter from the insurance company:
Haha, well I hadn't held out much hope that the colic exclusion would be lifted, but I wasn't expecting yet more exclusions! It never crossed my mind to involve the insurance about mud fever and the sore back thing was when we were training for the Kiplingcotes Derby and he had a sudden bout of what the vet was convinced was tying up, although the blood tests she took showed that it wasn't. The second visit on 27th March was because he wasn't eating properly. I don't even remember his back being examined but it must have been if it's in the records.
I think I may as well just cancel the insurance. I need to arrange third party cover in that case so will have to look at both BHS Gold and, is the Harry Hall Club? and see which is better.
Today I received this letter from the insurance company:
Haha, well I hadn't held out much hope that the colic exclusion would be lifted, but I wasn't expecting yet more exclusions! It never crossed my mind to involve the insurance about mud fever and the sore back thing was when we were training for the Kiplingcotes Derby and he had a sudden bout of what the vet was convinced was tying up, although the blood tests she took showed that it wasn't. The second visit on 27th March was because he wasn't eating properly. I don't even remember his back being examined but it must have been if it's in the records.
I think I may as well just cancel the insurance. I need to arrange third party cover in that case so will have to look at both BHS Gold and, is the Harry Hall Club? and see which is better.