How Do You Afford Your Horses?

i earn £20 each week doing a saturday job for around 7 hours, and have a savings account full - ;-) - of, er, money, and intend to work at least twice that in 6th form (year 12/13) with extra waitressing too.
that's £1040 per year so far (£86-7 per month), a minimum of £2080 per year (173-4 per month) when i'm in 6th form plus the waitressing (at about £5.50 per hour) plus the few hundreds in my account.
enough youthinks?
- especially considering my recent topic about which yard you think is best.
and by the way my parents/family may help only minimally (e.g. some small things i will need, like headcollars, wormer...and only at christmas/birthdays!)
 
Last edited:
Somehow I manage it. My parents pay for Charlie's shoes to help me out because I don't make a lot of money but he still has a new stable rug and leg warmers and gets fed haylage. Don't have much of a social life or nice clothes mond you!
 
Fudge costs me about £300 a month. I'm estimating foaly will cost about £200 - £225 a month. Being an accoutant I have a budget of course:

£97.30 a month rent
£30 a month hay winter, £3 a month hay summer average: £12 a month
£30 a month shavings winter, £7 a month summer average: £15 a month
£10.88 a month for Cortaflex
£5 a month for Hifi winter, £2.50 a month summer average: £3 a month
£4.50 a month for Surelimb
£3.50 a month for garlic
£26 a month for trimming
£15 a month for vets fees, chiro, dentist, saddler
£37.85 a month for insurance

That totals £225.03. The remaining is saved up towards any unexpected vets bills etc or used to buy rugs etc.
 
puzzles said:
i earn £20 each week doing a saturday job for around 7 hours, and have a savings account full - ;-) - of, er, money, and intend to work at least twice that in 6th form (year 12/13) with extra waitressing too.
that's £1040 per year so far (£86-7 per month), a minimum of £2080 per year (173-4 per month) when i'm in 6th form plus the waitressing (at about £5.50 per hour) plus the few hundreds in my account.
enough youthinks?
- especially considering my recent topic about which yard you think is best.
and by the way my parents/family may help only minimally (e.g. some small things i will need, like headcollars, wormer...and only at christmas/birthdays!)
Click to expand...

It depends how your going to keep your horse (eg at grass or stabled at night), if your willing to have a sharer to help you out, if you get a good doer or something you need to feed to keep weight on etc etc. Also how much is livery in your area?
 
I work a full time job, have a very understanding boss.

I'm fortunate enough to have a lovely husband who earns a good wage and likes me to be happy....and he knows I am a better person with my horse rather than without.

xx
 
Having purchased Sam at a time in my life where I am financially more secure than I was 10 years ago, I am quite ok when it comes to paying for him so I dont have to worry about it too much. However, I no longer go out at the weekends unless its for a special occasion, and I don't tend to just buy things on a whim anymore.

I must say I have a huge amount of respect for all the younger people on the forums who work weekends and holidays and make huge sacrifices to be able to afford your horses, and who put in so much work doing all your own mucking out etc, you should all be very proud of yourselves. I couldnt have done that at a young age - I was too busy partying and being completely selfish :D
 
livery around my area costs about £30-50 per week for D.I.Y, less for field rent.
i plan to keep the horse out 24/7, i may share or loan WVTB at first.
 
M is on loan and isnt that expensive to keep, hes on part livery i dont have any insurance to pay as owner pays for vet, feet need doing only every 8 weeks. I didnt have any outlay of paying for him/tack/rugs etc thankgod. we just hack so no competition fees etc. I have started working 4 days a week instead of 3 which covers his cost fine (theyre long days!)
 
Like everyone else - with difficulty. Couldnt be otherwise on a part-time nurses pay. Decided ages ago that I would rather have more time and less money so thats the deal.
I do have holidays and some new clothes - but cheap ones, and dont smoke, or drink much.
Dont do shows or travel with my horse except when kindly offered lifts by friends so dont have to run a gas guzzler. Would always offer to pay my share of petrol tho!!
My horse lives out mostly and only has basic (but good quality) tack and equipment.
Incidentally, I worked out that taking sandwiches to work, saves me about £60 a month - now theres a good tip!:D
There must be some fabulously wealthy people on this board, or are you all just staying very quiet:)
 
I work for the keep of Kia but because my mum rides him as well she pays for the shoeings and for the hay and straw.

I moved from a comercial livery yard where all I was was a gofer and money and could never do anything as I had to be there for the 'liveries' horses to a farm where i rent on old calfing stall which is bigger than the 'proper' stable he came from and have the choice of three fields to use for grazing and i ride in the flattest field and have a school marked out in it.

I went from paying 50 quid a week to 25 and no grazing in winter and no all summer turnout to doing what I want when and how I like.

I was lucky really but I still can't afford to go out every weekend and booze/party/buy clothes!!

To own a horse is to be skint generally but it's worth it!!!

Nikki xxx
 
Woops forgot the £35 a month for insurance and £20 per week for lessons.

So that's £145 for livery, hay and straw plus £35 and plus £80 and I suppose the feed averages out at around £10 a month but seems to last ages.

Realistic figure = £270 a month. So she costs me at least £3500 a year when accounting for all the other yearly/bi-monthly costs.

I need a lie down :o
 
You must log in or register to reply here.
newrider.com
Top Bottom