I currently have a horse on loan who I have had for nearly two years I paid for him to be shoed, and the transport to myself but the owner has text me saying she now wants him back and being abit nippy with me wanting this and that which I’m doing to keep the peace and putting myself out of pocket but the main reason for my question is she has now stated I should pay for him to go back and not herself anymore and I don’t see why I should when she has terminated the loan agreement and not myself so am I responsible for this cost also